Here is our story….
I have spent the past twenty years in an accounts environment, what’s great about accounts is you get to work in so many different industries. I have also worked in banking & finance, and the dreaded debt collection. I feel fortunate in that I have learned a lot along the way.
We were always good with money; our bills were paid on time. We had credit cards, car loan, mortgage, but we were not living beyond our means (or so we told ourselves). I guess one thing that always bothered us was we had not made a start on building any savings or planning for the future. We had just hit our 30’s there would be plenty of time for that, or so we thought…
Then it all changed….
Then in early 2008 when the whole world was being affected by the economic changes and our second child was under one-year-old our life would be in for a big change. My husband lost his job, and he was the higher earner, I too had my working hours reduced around the same time. It felt like time had stopped for us.
It remained that way for almost two years; Finally, my husband was able to secure employment but nowhere near the salary previously on. We have battled long and hard through the years since then.
What happened next….
The funny thing is I’m glad it happened. We have grown up so much through it all; our family is stronger and happier than ever. The reason been, we simplified our life we had no choice, but in doing so, we went back to basics. My husband and I worked through it all as a team, with some bumps along the way. This month we celebrate 14 years of marriage.
We are currently about a quarter ways through paying off our debt. I will update this page shortly with the actual figure… drum roll, please…
For the future….
I want this blog to be about our journey to finance freedom. I have read so many blogs over the past number of years, I just remember thinking I want to do this too. Hubs will join me occasionally to write some articles, and hopefully, we can coax our 13-year-old daughter to write a piece on how this journey has impacted her too. She tends to have quite a flair of the English language at the moment, so we might put that to some use.
So that is us The Thrifty Clan Denise, George our amazingly understanding kids Gemma and Adam, and our four-legged kids the Bichon’s Gizzy and Pixie.
For you our readers….
When we were deciding on a name for our blog we wanted something that represented a family. The meaning of the word Clan is ultimately family, whether through ancestry, interests or surname. We are all a family including you, our readers as we share our experiences with money. We all have a story to tell this is the start of ours and we look forward to learning yours.
We intend to offer a selection of articles on all aspects of money. We will discuss the changes taking place in the financial world around us, but also the impact this has on our lives. We will look at the ways we can become more aware of our spending habits and ultimately that beautiful place we all wish for debt free living. Personal finance issues are extremely important, but all that tension and worry isn’t healthy either so I intend to bring a healthier way of thinking to this subject. There is no point in getting out of debt only to end up with health issues; life is too short and precious for that.
We’d like to thank you for stopping by, and we look forward to getting to know you all. If only some of these tech guys could come up with a way of been able to offer our guests a nice cup of virtual coffee, and a comfy chair so we could have a proper chat.
Explore our site; we intend to add a number of articles weekly and please do sign up for our newsletter and if you have any questions, please mail us firstname.lastname@example.org